Loan Interest Rates

EFFECTIVE DATE: September 15, 2016

AUTOS, CAMPERS, BOATS ETC. – MINIMUM LOAN AMOUNT OF $12,000.00 FOR 6 YEAR FINANCING. NEW AUTOS MINIMUM LOAN AMOUNT OF $25,000.00 FOR 7 YEAR FINANCING.

YEAR 36-42 MONTHS 48-54 MONTHS 60-66 MONTHS 72 MONTHS 84 MONTHS
2017-14 3.50% 3.50% 3.50% 3.50% 4.50%
2013-11 4.50% 4.75% 4.75% 4.75%
2010-08 6.25% 6.50% 6.75%
2007 6.50% 6.75% 7.25%
2006 6.75% 7.25% 7.75%
2005 7.50% 8.00% 8.50%
2004 8.25% 9.00%
2003 9.00% 9.50%
2002 9.85%
2001 & OLDER 10.50%

 

OTHER SECURED SHARE COVERED UP TO 72 MONTHS
2 YEARS =  10.00% 100% =  3.50%
3 YEARS =  11.00% 75% =  6.50%
50% =  7.50%
REVOLVING LINE OF CREDIT =  14.50%
UNSECURED UP TO 36 MONTHS = 14.50%
TERM CERTIFICATE COVERED = TERM CD RATE PLUS 2%