CURRENT RATES

EFFECTIVE DATE   November 2, 2020

RATE APY
REGULAR SHARES .40% .40%
IRA SHARES .60% .60%
CHRISTMAS SHARES .50% .50%

TERM CERTIFICATES

$1000.00 MINIMUM $10,000.00 MINIMUM $5000.00 MIN.
RATE APY RATE APY RATE APY
12 MONTHS .65% .65% .70% .70%
24 MONTHS .75% .75% .80%  .80%
30 MONTHS  .80%  .80%
36 MONTHS .85%  .85% .90%  .90%
48 MONTHS  .95%  .95% 1.00% 1.00%

NOTE: ALL SAVINGS ACCOUNTS COMPOUNDED MONTHLY. TERM CERTIFICATES COMPOUNDED QUARTERLY. APY = ANNUAL PERCENTAGE YIELD. RATES SUBJECT TO CHANGE. PLEASE CALL (712) 328-2787 FOR MORE INFORMATION ON FEES AND TERMS.