CURRENT RATES

EFFECTIVE DATE   October 11, 2018

RATE APY
REGULAR SHARES .60% .60%
IRA SHARES .80% .80%
CHRISTMAS SHARES .70% .70%

TERM CERTIFICATES

$1000.00 MINIMUM $10,000.00 MINIMUM $5000.00 MIN.
RATE APY RATE APY RATE APY
12 MONTHS 1.00% 1.00% 1.10% 1.10%
24 MONTHS 1.10% 1.10% 1.20% 1.21%
30 MONTHS 1.25% 1.26%
36 MONTHS 1.30% 1.31% 1.40% 1.41%
48 MONTHS 1.40% 1.41% 1.50% 1.51%

NOTE: ALL SAVINGS ACCOUNTS COMPOUNDED MONTHLY. TERM CERTIFICATES COMPOUNDED QUARTERLY. APY = ANNUAL PERCENTAGE YIELD. RATES SUBJECT TO CHANGE. PLEASE CALL (712) 328-2787 FOR MORE INFORMATION ON FEES AND TERMS.