CURRENT RATES

EFFECTIVE DATE   November 2, , 2020

AUTOS, CAMPERS BOATS ETC. – MINIMUM LOAN AMOUNT OF $12,000.00 FOR 6 YEAR FINANCING. NEW AUTOS MINIMUM LOAN AMOUNT OF $25,000.00 FOR 7 YEAR FINANCING.

YEAR 36-42 MONTHS 48-54 MONTHS 60-66 MONTHS 72 MONTHS 84 MONTHS
2020-18 3.25% 3.25% 3.25% 3.65% 4.25%
2017-16 3.99% 3.99% 4.75% 5.00%
2015-14 3.99% 3.99% 5.25% 5.99%
2013-12 5.49% 6.50% 6.99%
2011 6.25% 7.00% 7.25%
2010 6.49% 7.00% 7.50%
2009 6.75% 8.00% 8.50%
2008 7.49% 8.50%
2007 8.00% 9.50%
2006 9.00% 10.00%

 

OTHER SECURED SHARE COVERED UP TO 72 MONTHS
2 YEARS = 10.00% 100% = 2.75%
3 YEARS = 11.00% 75% =   5.50%
50% =  8.00%
REVOLVING LINE OF CREDIT = 14.50%
UNSECURED UP TO 36 MONTHS = 14.50%
TERM CERTIFICATE COVERED = TERM CD RATE PLUS 2%