CURRENT RATES

EFFECTIVE DATE   NOVEMBER 3, 2022

AUTOS, CAMPERS BOATS ETC. – MINIMUM LOAN AMOUNT OF $12,000.00 FOR 6 YEAR FINANCING. NEW AUTOS MINIMUM LOAN AMOUNT OF $25,000.00 FOR 7 YEAR FINANCING.

YEAR 36-42 MONTHS 48-54 MONTHS 60-66 MONTHS 72 MONTHS 84 MONTHS
2022-19 3.99% 3.99% 4.25% 4.75% 5.25%
2018-17 4.75% 5.25% 5.50% 5.75%
2016-15 5.49% 5.75% 6.00% 6.49%
2014-13 6.49% 6.99% 7.49%
2012 7.49% 8.00% 8.25%
2011 7.75% 8.25% 8.50%
2010 8.00% 9.00% 9.50%
2009 8.49%  9.50%
2008 9.25% 10.49%
2007 10.00% 10.99%

 

SHARE COVERED UP TO 72 MONTHS
100% = 2.75%
75% =   5.50%
50% =  8.25%
REVOLVING LINE OF CREDIT = 14.50%
UNSECURED UP TO 36 MONTHS = 14.50%
TERM CERTIFICATE COVERED = TERM CD RATE PLUS 2%