Current Dividend Rates

EFFECTIVE DATE:  September 15, 2016

RATE APY
REGULAR SHARES .50% .50%
IRA SHARES .70% .70%
CHRISTMAS SHARES .60% .60%

TERM CERTIFICATES

$1000.00 MINIMUM $10,000.00 MINIMUM $5000.00 MIN.
RATE APY RATE APY RATE APY
12 MONTHS 0.70% 0.70% 0.80% 0.80%
24 MONTHS 0.80% 0.80% 0.90% 0.90%
30 MONTHS 0.95% 0.95%
36 MONTHS 1.00% 1.00% 1.10% 1.10%
48 MONTHS 1.10% 1.10% 1.20% 1.21%

NOTE: ALL SAVINGS ACCOUNTS COMPOUNDED MONTHLY. TERM CERTIFICATES COMPOUNDED QUARTERLY. APY = ANNUAL PERCENTAGE YIELD. RATES SUBJECT TO CHANGE. PLEASE CALL (712) 328-2787 FOR MORE INFORMATION ON FEES AND TERMS.