CURRENT RATES

EFFECTIVE DATE   June 24, 2026

AUTOS, CAMPERS BOATS ETC. – MINIMUM LOAN AMOUNT OF $12,000.00 FOR 6 YEAR FINANCING. NEW AUTOS MINIMUM LOAN AMOUNT OF $25,000.00 FOR 7 YEAR FINANCING.

YEAR 36-42 MONTHS 48-54 MONTHS 60-66 MONTHS 72 MONTHS 84 MONTHS
2026-21 4.99% 4.99% 5.29% 5.49% 5.69%
2020-19 5.79% 5.89% 5.99% 6.19%
2018-17 6.19% 6.29% 6.39% 6.69%
2016-15 7.59% 7.79% 7.99%
2014 8.59% 9.39% 9.89%
2013 8.69% 9.99% 10.29%
2012 8.99% 10.09% 10.59%
2011 9.99% 10.29%
2010 10.29% 10.79%
2009 10.59% 10.99%
SHARE COVERED UP TO 72 MONTHS
100% = 2.75%
75% =   5.75%
50% =   8.75%
REVOLVING LINE OF CREDIT = 14.50%
UNSECURED UP TO 36 MONTHS = 14.50%
TERM CERTIFICATE COVERED = TERM CD RATE PLUS 2%