CURRENT RATES

EFFECTIVE DATE   APRIL 23, 2025

AUTOS, CAMPERS BOATS ETC. – MINIMUM LOAN AMOUNT OF $12,000.00 FOR 6 YEAR FINANCING. NEW AUTOS MINIMUM LOAN AMOUNT OF $25,000.00 FOR 7 YEAR FINANCING.

YEAR 36-42 MONTHS 48-54 MONTHS 60-66 MONTHS 72 MONTHS 84 MONTHS
2025-21 5.99% 6.09% 6.19% 6.39% 6.69%
2020-19 6.59% 6.75% 6.89% 6.99%
2018-17 6.89% 6.99% 7.19% 7.29%
2016-15 7.50% 8.25% 8.75%
2014 9.50% 9.99% 10.50%
2013 9.75% 10.25% 10.75%
2012 9.99% 10.50% 10.99%
2011 10.25% 10.75%
2010 10.50% 10.99%
2009 10.75% 11.25%
SHARE COVERED UP TO 72 MONTHS
100% = 2.75%
75% =   5.75%
50% =   8.75%
REVOLVING LINE OF CREDIT = 14.50%
UNSECURED UP TO 36 MONTHS = 14.50%
TERM CERTIFICATE COVERED = TERM CD RATE PLUS 2%